One of the most expressive forms of communication is letter writing.  However, there are several reasons why people would want someone else to write a letter for them: Lack of Confidence : They do not feel they possess strong writing skills or are not confidence in their writings. Time Constraints : In today’s fast-paced world, many people lead busy lives and may not have the time to writing a letter. Desire for Personalization : Sometimes people want letters that reflect a specific style or tone that they feel they cannot achieve on their own. UNDERSTAND YOUR RIGHTS, REQUEST COMMUNICATION IN WRITING ONLY, SEND A CEASE-AND-DESIST LETTER, REPORT VIOLATION : You have rights under the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices. This includes being harassed by persistent calls or reaching out to you at awkward times. When a debt collector contacts you, inform them that you prefer all communica...